The first secure infrastructure for financing private vehicle sales in Saudi Arabia. Independent inspections, fair valuations, and trusted lending partners — all in one platform.
From search to keys in three simple steps.
Visit app.wisal.com.sa, verify your phone number, and enter the details of the car you want to finance.
Enter vehicle details and submit. Our team arranges a mobile inspection to verify condition.
Once inspection is complete, receive a competitive financing offer from our lending partners — without visiting the bank.
Finance any used car from a private seller. Independent inspections and fair valuations give you confidence.
Learn More →A buyer wants your car. We just need you to schedule an inspection, confirm your details, and approve the sale.
Learn More →Receive pre-inspected, independently valued financing opportunities. Grow your portfolio with lower risk.
Learn More →Buyer and seller approvals are built into the process. Nothing changes hands without consent of all parties.
Every vehicle undergoes a comprehensive, independent inspection — giving buyers and lenders confidence.
We organize all required documents into one clear, financing-ready package.
Your personal data and privacy are protected by enterprise-grade security at every step.
Whether you're buying, selling, or financing — Wisal makes used car transactions transparent and secure.
Submit the car you want, we inspect it, value it, and connect you with a financing partner. No bank visits. No guesswork.
Tell us about the car you want. Enter basic details — make, model, year, seller info. Under 5 minutes.
Our independent inspector visits the car and conducts a comprehensive assessment — engine, body, history, and more.
Once the inspection clears, choose your preferred financing terms — rate, tenure, and monthly payment. Transparent options, no hidden fees.
We package your application, inspection report, valuation, and selected terms, then send it to our lending partners for approval.
Once approved, complete the paperwork and the funds transfer securely. The car is yours.
Any used car from any private seller in Saudi Arabia. We handle inspection and valuation regardless of make, model, or year.
From submission to financing offer typically 2-3 business days. Inspection and valuation are the main steps.
No. The entire process is digital. Lending partners review your application and inspection report through our platform.
Over 300 points including engine, transmission, body condition, accident history, and more. You receive the full report.
There is a one-time SAR 500 processing fee that covers the Mojaz vehicle history report, independent inspection, market valuation, and deal packaging. If the Mojaz report reveals a salvage record, SAR 400 is refunded.
You receive the full report and can make an informed decision. You're never obligated to proceed.
Start your application today and get a financing offer within days — not weeks.
A buyer has requested financing through Wisal to purchase your vehicle. All we need from you is a quick inspection, confirmation of your details, and your approval to complete the sale.
You're not listing your car or waiting for buyers. A real buyer with financing is already at the table. Here's what you get.
The buyer approaching you already has financing in progress. No time-wasters, no empty promises.
Our valuation is based on real market data — protecting you from being negotiated below fair value.
Funds are transferred directly from the lending partner. No cash handling, no bounced cheques, no risk.
You see the same inspection report and valuation as the buyer. No surprises, no hidden terms.
The buyer started the process. Here's what we need from you.
Choose a date and time that works for you. Our independent inspector will come to the car — you don't need to go anywhere.
Verify your ownership, ID, and bank account information so everything is ready for a smooth transfer at the time of sale.
Once the buyer is approved and funded, review the final terms and confirm. Funds transfer securely to your account.
If a buyer has told you they're financing through Wisal, here's everything you need to know. Have questions? Reach out to our team.
Wisal delivers inspected, independently valued used car financing opportunities directly to your pipeline. Lower risk. Higher volume. Zero sourcing overhead.
For auto finance divisions, used car lending is high-effort and high-risk. Most lenders avoid the segment or accept poor unit economics.
Seller-set prices rarely reflect market value. Risk of financing overvalued collateral.
Without independent inspections, you can't assess the real condition of the collateral.
Sourcing deals and verifying documents manually drives up cost-per-origination.
We do the heavy lifting upfront — inspection, valuation, documentation — so your team focuses on credit decisions.
Every vehicle has been physically assessed by an independent inspector. Full condition reports included.
Real-time market data — not seller asking prices. Reducing LTV risk from day one.
Buyer docs, vehicle details, inspection reports, valuations — packaged and ready for your team.
Growing pool of qualified buyers. Expand your auto portfolio without expanding your sales team.
No complex technical setup. We plug into your existing workflow and start delivering qualified deals.
We align on lending criteria, risk parameters, and documentation. Days, not months.
Qualified buyers apply through Wisal. We attach inspection reports and valuations.
Review the complete package, make your credit decision, and fund.
As the platform grows, your deal flow grows. Track via partner dashboard.
Nothing upfront. Commission model only — we earn when a deal is financed. No fees, no minimums.
Physically inspected by independent inspectors. Valuations use real-time market data.
Buyer application, vehicle registration/history, full inspection report with photos, and market valuation.
Most partners onboard in one to two weeks. No complex technical integration needed.
Absolutely. You define risk parameters, vehicle limits, maximum amounts. We only route matching deals.
Join Wisal as a lending partner and access pre-vetted, inspected used car financing opportunities.
Have questions or want to partner with us? We're here to help. Fill out the form below and we'll get back to you shortly.
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Location
Riyadh, Saudi Arabia